We recognise that employees with financial worries are more likely to have sleepless nights, not finish their daily tasks and to have troubled relationships with colleagues.  There is a clear link between financial and emotional wellbeing.  We understand that by offering support in relation to the financial wellbeing of our employees we are likely in many cases to address the source of sub-optimal levels of emotional wellbeing.

Financial wellbeing is how people feel about the control they have over their financial future - and their relationship with money. It's about focusing on the things that make their life enjoyable and meaningful both now and in retirement.

At RWT we recognise the importance of supporting and promoting good levels of financial wellbeing. Within this section you will find information about how the Trusts Health & Wellbeing Offer can help to support your financial wellbeing. Please click through to see what’s on offer!

• Wolverhampton City Credit Union
  The Wolverhampton City Credit Union aim to make things a little easier with flexible savings and affordable loans
  • Visit https://www.wccul.co.uk/
    
    
• MoneyHelper Service
  • NHS telephone support line
    0800 448 0826
    NHS people can call this support line, provided by the MoneyHelper Service, for free and impartial money guidance.
    Monday to Friday, 8am to 6pm.
  • WhatsApp
    Add +44 7701 342 744 to your WhatsApp and send the MoneyHelper Service’s national support team a message for help with sorting out your debts, credit questions and pensions guidance.
    
  • Webchat
    Chat to one of the MoneyHelper Service team via their online portal.
  • Budget Planner Tool 
    This free Budget Planner puts you in control of your household spending and analyses your results to help you take control of your money. It’s already helped hundreds of thousands of people.
  • Couch to Financial Fitness 
    Would you like to feel more in control of your finances?  Try their free and flexible ten-week plan to help you build your confidence to manage your money.  Develop core saving muscles, and create better habits for a long-term cash confident future.
  • Debt Advice Locator Tool 
    If you’re struggling with debt, it can be hard to know where to turn. But with lots of free national and local advice services available across the UK, you can use this tool to find help in a way that’s best for you.
  • Debt and borrowing 
    For taking control of debt, getting free debt advice, and how to borrow affordably.
  • Benefits 
    Find out what benefits you’re entitled to and learn about Universal Credit.
  • Budgeting and managing your money 
    Advice on running a bank account, planning your finances, and cutting costs.
  • Work and redundancy 
    Advice on understanding your employment rights, what in-work benefits you might be entitled to and how to handle redundancy.
  • Family and care 
    Big money decisions often need to be made when looking after family members and partners, expecting a baby, or dealing with problems like illness, divorce or bereavement. MoneyHelper has easy to understand guides to help you.
  • Help with scams 
    Advice for spotting, avoiding, and recovering from scams.
  
  
• Support for Gambling
  
  • Gamblers Anonymous
    Gamblers Anonymous is a fellowship of men and women who share their experience with each other to solve common problems. Aids including a forum, a chat room, literature, and a meeting finder (meetings take place every day of the week across England and Wales). 
    Helpline: 0330 094 0322
    Website:  www.gamblersanonymous.org.uk/
  
  
  • GamCare
    GamCare is a charity dedicated to helping problem gamblers and their families and friends.
    GamCare operates the National Gambling Helpline (free and confidential), providing information, advice and support for anyone affected by gambling harms (including gamblers as well as family and friends who are impacted). Advisers are available 24 hours a day on Freephone 0808 8020 133 or via web chat at  www.gamcare.org.uk.
    GamCare also offer a range of free treatment services (online and over the phone for now), as well as a moderated Forum and daily chatrooms so that people can speak to others experiencing similar issues and seek support. See  www.gamcare.org.uk/get-support for more information.
    GamCare has developed a self-assessment tool that can help people find out more about their gambling behaviour and how it impacts on their life. Answering a series of statements will then provide people with a breakdown of how gambling affects their life, including time spent gambling, stakes risked, finances and relationships. For further information, visit the Gamcare website.
  
  
  • NHS
  Website: https://www.nhs.uk/live-well/healthy-body/gambling-addiction
  
  
  
• 24/7 Mental, Physical, and Financial Wellbeing Helpline (EAP)
  
  • Call 0800 015 7284


• Trustnet (RWT intranet site)
  For a full list of national and local deals for staff please visit the Trusts benefits & rewards pages
  • Log on to the intranet > click Workplace Wellbeing > click Financial Wellbeing > follow the link to Employee Benefits & Rewards
    
    

Staff Wellbeing Hub

Located above Greggs, opposite Lloyds pharmacy, open Monday to Friday, 8am-2pm. All staff – wherever they are based – are welcome to use these facilities.